Migrating from Stripe: payments and billing checklist

A practical sequence for planning, testing, and de-risking a move away from Stripe.

STEP 1

Map revenue architecture

Document products, prices, subscriptions, invoices, payment methods, refunds, disputes, tax handling, webhooks, and reconciliation.

STEP 2

Confirm whether you are moving to a direct PSP, billing layer, Merchant of Record, or combination.

STEP 3

Plan customer consent, token portability constraints, dunning, invoice states, renewals, and support communication.

STEP 4

Start with new customers or a narrow region, reconcile payouts and ledger data, then migrate eligible flows in cohorts.

Keep the old path available until the new workflow has passed functional, operational, and rollback tests.